Send value in chat
Send SOL in chat, own your identity on-chain
Your account is already a self-custodial Solana wallet, so value moves the same way messages do - inside the conversation, with no exchange in the middle.
Because your PrivaMesh account is a self-custodial Solana keypair, it is also a wallet. That means the person you’re chatting with is, by definition, someone you can pay. Send SOL in chat in a couple of taps - no address copying, no switching to a separate wallet app, no exchange sitting in the middle taking a cut.
A built-in, self-custodial SOL wallet
PrivaMesh ships with a full built-in SOL wallet. You hold the keys in the iOS Keychain, so it is genuinely self-custodial - PrivaMesh never touches or holds your funds. Check your balance, receive SOL, and send it, all from the same app you message in.
In-chat transfers that feel like messages
An in-chat SOL transfer rides the same rails as everything else on PrivaMesh: an ordinary Solana transaction, settled on mainnet-beta. Split a bill, tip a creator, or send money to family across borders inside the conversation you’re already having. It settles in seconds for a fraction of a cent in network fees.
On-chain nicknames and NFT avatars
A raw wallet address is hard to trust at a glance. PrivaMesh lets you set on-chain nicknames and use NFT avatars so contacts show up as recognizable identities instead of long strings of characters - while still being fully self-custodial and verifiable. Your identity is yours, portable, and not rented from a platform.
Private by the same design
Payments inherit PrivaMesh’s privacy model. Combined with stealth addressing and the gas wallet, in-chat transfers avoid broadcasting a simple “wallet A paid wallet B” link. You get the convenience of chat payments without turning your conversation into a public ledger of who paid whom.
The honest trade-off
Transfers are real on-chain Solana transactions, so they are irreversible and cost a small network fee in SOL - send to the right person, because there is no chargeback. And keeping payments private still depends on good wallet funding hygiene: how SOL enters your wallet can create links no app can remove. Convenience and self-custody come with the responsibility of holding your own keys.

Frequently asked questions
How do in-chat SOL transfers work?
Your PrivaMesh account is already a self-custodial Solana keypair, so it is also a wallet. Anyone you chat with is by definition someone you can pay - a couple of taps, no address copying, no switching apps, no exchange in the middle.
Does PrivaMesh hold my funds?
Never. You hold the keys in the iOS Keychain, so the built-in wallet is genuinely self-custodial. PrivaMesh cannot touch, freeze or move your SOL.
Do payments make my conversation a public ledger?
Payments inherit the same privacy model as messages. Combined with stealth addressing and the gas wallet, in-chat transfers avoid broadcasting a simple "wallet A paid wallet B" link.
What does a transfer cost?
An in-chat transfer is an ordinary Solana transaction settled on mainnet-beta. It clears in seconds for a fraction of a cent in network fees.
Primary sources
- Solana Memo ProgramThe on-chain program whose field carries PrivaMesh ciphertext.
- BIP-32: hierarchical deterministic walletsHow one seed derives many independent keypairs, which is what allows unlinkable identities.